12/19/2023 0 Comments Camp kaleidoscope lawsuit![]() ![]() Step 2: Minimizing Summer Camp Risks - Dos and Don’ts Business Interruption Coverage: protects against lost income after a covered peril affects a business (i.e., theft, fire, wind).Workers’ Compensation Insurance: protects employees who become injured at work or fall ill after a work-related accident.Commercial Property Insurance: covers property damage arising from perils such as fire, burglary, or natural disaster.General Liability Insurance: covers most types of injuries to campers that are likely to arise (i.e., sports, swimming, rock climbing, horseback riding, and more).For example, make sure the policy includes the following: Look for an insurance policy that offers wide protection against the range of potential liabilities. What is the best protection in such circumstances? A comprehensive camp insurance policy. Step 1: Protect Yourself in Advance by Obtaining Camp InsuranceĮven if you institute every preventative measure available, accidents happen. Ideally, the host will have proactively instituted preventive measures to mitigate risks and ensure that everyone - staff and campers alike - has a safe and positive experience.īut if someone does get injured despite all precautions and the camper’s family sues, the host needs to be prepared by having protections in place, fully understanding where they stand legally, and being aware of their options. Proactive & Reactive Measures: Preventing and Responding to Injuries Whether it’s the result of poor judgment or bad intentions, injuries of a different kind can happen to campers online. Organizations are increasingly facing lawsuits related to cyberbullying and harassment. In addition to day camps and sleep-away camps, we now have virtual camps, and these introduce a whole new set of risks. The parents allege that the camp failed to monitor and protect their daughter by not ensuring that she wore protective equipment and not examining her after she complained of symptoms (NBC Connecticut, 2013). Parents of a New York girl are suing the summer camp for $41.7 million after the girl contracted Lyme disease at the camp. Lyme Disease: YMCA Camp Mohawk Connecticut.The lawsuits claim that “on multiple nights, five campers ages 7 to 10 were left alone in a bunkhouse for an hour or more while their counselors attended a mandatory meeting.” Sexual abuse of several children allegedly occurred while they were alone and unsupervised (Quillin, 2020). In 2017, three lawsuits were filed against Duke University’s Camp Kaleidoscope, a summer camp for chronically ill children. The lawsuit alleged negligence and unsafe conditions (Claims Journal, 2014). The coroner’s office determined the cause of death was drowning. The child lost consciousness during a recreational swim and was later pronounced dead at the University of Kentucky Medical Center. In 2014, the family of a 13-year-old boy who drowned while attending a summer academic camp at Transylvania University in Lexington, Kentucky, filed a wrongful death lawsuit. ![]()
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